RM600 Cash Aid for Seniors in 2025: Know Your Eligibility and Steps to Claim!

The Malaysian government announces the 2025 Sumbangan Tunai Rahmah (STR) initiative, providing cash aid to support citizens facing rising living costs. A special focus placed on senior citizens without spouses, who will receive RM600 as part of Phase 3 of STR August 2025. This program is design to ensure financial security, improve well-being, and help seniors manage day-to-day expenses.

With payments starting in August 2025, the scheme aims to reach millions of Malaysians, particularly those who are elderly, single, or living alone. Understanding eligibility, application processes, and payment procedures is essential to maximize benefits. So here is RM600 Senior Aid 2025 all details from eligibility to Step by Step Guide to Claim.

RM600 Senior Benefit 2025

The RM600 cash aid for Malaysian seniors in 2025 is part of the STR program, aiming to ease financial pressures on the elderly and vulnerable. Payments are distributed in phases via bank transfer or cash collection at BSN branches.

Eligibility focuses on seniors aged 60+, living without a spouse, and earning below RM5,000. By preparing the necessary documents and applying online or offline, seniors can access this aid to support daily living and maintain financial independence.

With a total STR 2025 allocation of RM13 billion for nearly 9 million Malaysians, this initiative ensures that seniors, low-income households, and singles receive timely support during economic challenges.

RM600 Senior Aid (STR) 2025 Key Highlights

Details For	RM600 Cash Boost for Malaysian Seniors 2025 – Eligibility & Claims
Program Name	Sumbangan Tunai Rahmah (STR 2025)
Cash Aid for Seniors	RM600 for single senior citizens (60+) without spouses
Total Allocation	RM13 billion for nearly 9 million recipients
Target Group	B40 & M40 households, senior citizens, single individuals
Payment Method	Bank transfer or cash collection at BSN branches
Payment Phases	Phase 1: January 2025, Phase 2: March 2025, Phase 3: August 2025, & Phase 4: November 2025
Application Mode	Online via MySTR portal or manual at LHDN offices
Official Website	https://bantuantunai.hasil.gov.my

What is STR 2025?

Sumbangan Tunai Rahmah (STR) is a direct cash aid initiative under the Bantuan Rahmah program. It targets low- and middle-income groups (B40 and M40) and provides timely financial support to ease the burden of rising costs, especially for vulnerable populations such as seniors.

STR 2025 continues the legacy of previous programs like Bantuan Sara Hidup (BSH) and Bantuan Prihatin Rakyat (BPR), but with higher payouts and broader eligibility, ensuring more citizens benefit.

Who is Eligible For RM600 STR Aid in 2025?

The RM600 cash aid specifically targets senior citizens who meet the following criteria-

• Residency – Must be Malaysian citizens
• Age – 60 years and above
• Marital Status – Single or widowed, without a spouse
• Income – Total monthly income below RM5,000

Other Eligibility Considerations Include –

• Being registered with relevant authorities, such as LHDN, to confirm income and household status
• Not receiving full-time government pensions that already cover living expenses

Other Beneficiaries Under STR 2025

Besides senior citizens, STR 2025 also targets other groups –

• Households (Isi Rumah)
  • Married couples or single parents with children earning RM5,000 or less. Payment ranges from RM150 to RM2,500 depending on household income and number of dependents.
• Single Individuals (Bujang)
  • Adults aged 21–59 earning RM2,500 or less. They will receive RM600 if eligible.
• Persons with Disabilities (OKU)
  • Aged 19 and above, not enrolled in full-time university courses, with income under RM2,500.

How to Apply For STR 2025?

The application process for senior citizens and other eligible groups is simple and accessible.

• Step 1: Check Eligibility
  • Visit the MySTR Portal to verify if you are listed as eligible. Ensure your personal and income details are current.
• Step 2: Prepare Required Documents
  • Applicants should have the following ready:
    • MyKad (National ID)
    • Proof of income or pension details
    • Proof of marital status (if applicable)
    • Bank account details for direct transfers
• Step 3: Submit Application
  • Online – Log in to MySTR Portal and update or confirm information.
  • Offline – Visit the nearest LHDN office to submit the STR form in person.
• Step 4: Verification and Approval
  • Once documents are verified, beneficiaries will receive notifications about payment schedules and collection methods.

Payment Methods & Schedule

STR 2025 payments are distributed in phases to ensure smooth delivery –

Phases	Month
Phase 1	January 2025
Phase 2	March 2025
Phase 3	August 2025 (current phase)
Phase 4	November 2025

Payment options –

• Bank Transfer – Directly credited into registered bank accounts
• Cash Collection – For seniors without bank accounts, aid can be collected at Bank Simpanan Nasional (BSN) branches using MyKad for verification

Why STR 2025 Matters For Seniors?

The RM600 cash aid provides crucial support for older Malaysians –

• Financial Security – Helps cover essentials such as groceries, utilities, and healthcare
• Independence – Reduces reliance on family or informal assistance
• Peace of Mind – Eases worries about unexpected expenses, especially during economic uncertainties

By receiving this support, seniors can maintain a better quality of life and continue to participate actively in their communities.

STR 2025 vs Previous Initiatives

STR 2025 represents a significant upgrade from earlier programs –

• Higher Cash Payouts
  • Senior citizens and singles now receive RM600, compared to lower amounts in previous years
• Expanded Reach
  • Nearly 9 million Malaysians will benefit, covering 60% of the adult population
• Flexible Application
  • Online and offline channels make it easy for seniors to access the aid
• Targeted Support
  • Prioritizes households, singles, and senior citizens facing financial challenges

What Employers Should Know?

While STR 2025 is a government initiative, employers and HR teams can play a supportive role –

• Raise Awareness – Share information with employees who may qualify, especially seniors and low-income workers
• Guide Applications – Assist staff in checking eligibility or navigating the MySTR portal
• Promote Well Being – Employees who receive timely financial aid may experience reduced stress and improved productivity.

By understanding STR 2025, workplaces can foster better employee support and demonstrate community awareness.